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	<title>Medical Content.net &#187; Health Insurance Profiles</title>
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		<title>UnitedHealth Group</title>
		<link>http://www.medicalcontent.net/2010/04/unitedhealth-group/</link>
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		<pubDate>Thu, 08 Apr 2010 18:09:26 +0000</pubDate>
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				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[unitedhealth group]]></category>

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		<description><![CDATA[UnitedHealth Group Incorporated is a diversified health and well-being company in the United States.]]></description>
			<content:encoded><![CDATA[<p><a href="http://finance.yahoo.com/q/pr?s=UNH">UnitedHealth Group Incorporated</a> is a diversified health and well-being company in the United States. It is a managed health care and health insurance company that provides a wide array of consumer-oriented health insurance plans and services under seven operating businesses: UnitedHealthcare, Ovations, AmeriChoice, OptumHealth, Ingenix, Uniprise, and Prescription Solutions. Through its broad network of subsidiaries and divisions, UnitedHealth Group also offers administrative and management services, non-employer based insurance products for individuals, network-based health and well-being services, and government-sponsored health care programs. Its customer base has grown to 70 million people in the United States. Its healthcare partners that offer its services have also grown to 700,000 health care professionals and 5,200 hospitals.</p>
<p><a href="http://en.wikipedia.org/wiki/UnitedHealth_Group">UnitedHealth Group is the parent company of the UnitedHealthcare</a>, one of the leaders in the American health insurance industry. The company is based Minnetonka, Minnesota and was created under the name UnitedHealthcare Corporation in 1977. UnitedHealth Group was able to introduce the first ever network-based health plan for individuals aged 50 and older in 1979. The company became a publicly traded corporation in the New York Stock Exchange in 1984. </p>
<p><a href="http://www.unitedhealthgroup.com/main/AboutUs.aspx"UnitedHealth Group</a> recently received an award as the “Readers Choice” winner for “Best Managed Care Organization” category in the Business Insurance, an insurance industry publication.</p>
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		<title>Kaiser Permanente</title>
		<link>http://www.medicalcontent.net/2010/03/kaiser-permanente/</link>
		<comments>http://www.medicalcontent.net/2010/03/kaiser-permanente/#comments</comments>
		<pubDate>Tue, 30 Mar 2010 16:50:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[kaiser permenante]]></category>

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		<description><![CDATA[Kaiser Permanente is the largest integrated managed care organization in the United States.]]></description>
			<content:encoded><![CDATA[<p><a href="http://xnet.kp.org/newscenter/">Kaiser Permanente</a> is the largest integrated managed care organization in the United States. It is a consortium of three groups of entities in the American healthcare industry: the Kaiser Foundation Health Plan, Kaiser Foundation Hospitals, and the Permanente Medical Groups. The Oakland-based organization was established by Henry J. Kaiser, an industrialist, and Sidney R. Garfield, a physician, in 1945. </p>
<p>Kaiser Permanente has grown into a company operating in eight regions in the U.S. providing services to 8.6 million health plan members. Its operations are currently carried out by 167,300 employees and 14,600 physicians in 35 medical centers and 431 medical services across the country.</p>
<p>The three groups that form the Kaiser Permanente system have distinct but interdependent legal entities. <a href="https://www.kaiserpermanente.org/">The Kaiser Foundation Health Plan</a> provides prepaid health plans and insurance services to employers, employees and individual members. It operates under state and federal non-profit status and provides a tax-exempt shelter for the for-profit medical entities. Additionally, <a href="http://en.wikipedia.org/wiki/Kaiser_Permanente">Kaiser Foundation Hospitals</a> operate not-for-profit medical centers in California, Oregon, and Hawaii. Both are headed by their chairman and chief executive officer, George Halvorson. On the other hand, Permanente Medical Groups are physician-owned organizations that provide medical care services for Kaiser Foundation Health Plan members. It is headed by its executive director, John H. Cochran, MD.</p>
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		<title>State Farm Insurance</title>
		<link>http://www.medicalcontent.net/2010/03/state-farm-insurance/</link>
		<comments>http://www.medicalcontent.net/2010/03/state-farm-insurance/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 19:10:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[state farm insurance]]></category>

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		<description><![CDATA[State Farm Insurance is a group of American financial services and insurance companies.]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.linkedin.com/companies/state-farm-insurance">State Farm Insurance</a> is a group of American financial services and insurance companies. It is the leader in the automobile insurance industry in the United States since 1942, providing insurance for more car, watercraft and homeowners than any other insurance provider in the United States. It is also the leader in the insurance industry in Canada. It is a Fortune 500 company and ranked 31st in that list as of 2009. <a href="http://en.wikipedia.org/wiki/State_Farm_Insurance">State Farm</a> is also considered as the largest property and casualty insurance firm by the Fortune Global 500.</p>
<p>The company was established in 1922 by George J. Mecherle as a mutual automobile insurance company that specialized in auto insurance for farmers. Since then, State Farm has expanded its range of services into other types of insurance, including house and life insurance, as well as financial services. The company has grown into an industry leader with 67,000 employees and 17,000 agents, and is currently insuring about 40 million vehicles.</p>
<p><a href="http://www.statefarm.com/about/about.asp">State Farm Insurance</a> parent company is the State Farm Mutual Automobile Insurance Company, a mutual insurance firm. The company’s main office is located in Bloomington, Illinois. Since 1985, it has been headed by its chairman and chief executive officer Edward B. Rust. </p>
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		<title>Blue Cross and Blue Shield Association</title>
		<link>http://www.medicalcontent.net/2010/03/blue-cross-and-blue-shield-association/</link>
		<comments>http://www.medicalcontent.net/2010/03/blue-cross-and-blue-shield-association/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 20:03:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[blue cross]]></category>
		<category><![CDATA[blue shield]]></category>

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		<description><![CDATA[The Blue Cross and Blue Shield Association (BCBSA) is an American federation of 39 separate community-based and locally operated health insurance organizations and companies.]]></description>
			<content:encoded><![CDATA[<p><a href="http://en.wikipedia.org/wiki/Blue_Cross_and_Blue_Shield_Association">The Blue Cross and Blue Shield Association (BCBSA)</a> is an American federation of 39 separate community-based and locally operated health insurance organizations and companies. The 39 Blue Cross and Blue Shield companies provide top-quality and affordable health insurance services to over a hundred million people in the United States for about 80 years now. </p>
<p>The <a href="http://www.bcbs.com/about/">Blue Cross and Blue Shield Association</a> is one of the country’s oldest and largest organizations in the health insurance industry. It is also one of the largest employers in its industry, utilizing a workforce of 1,000 employees. The organization provides its healthcare insurance services to all of the country’s 50 states.</p>
<p>The <a href="http://biz.yahoo.com/ic/40/40067.html">Blue Shield and Blue Cross associations were established separately</a>, with the Blue Shield association created earlier in 1948, while the Blue Cross association was established a lot later in 1960. Blue Shield offered provided coverage physicians’ services, while its Blue Cross counterpart covered hospital services. The two entities only joined forces in 1982, forming into the BCBSA of today.</p>
<p>While the organization’s headquarters is located in Chicago Illinois, its extensive network of healthcare partners has reached 90% of hospitals and 80% of physicians in the U.S. Also, its brand and services have already reached 170 countries at the present.</p>
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		<title>Aetna</title>
		<link>http://www.medicalcontent.net/2010/02/aetna/</link>
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		<pubDate>Thu, 25 Feb 2010 20:37:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[aetna]]></category>

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		<description><![CDATA[Aetna is one of the American leaders in the health insurance industry.]]></description>
			<content:encoded><![CDATA[<p><a href="http://en.wikipedia.org/wiki/Aetna">Aetna</a> is one of the American leaders in the health insurance industry. The company provides a broad range of traditional and consumer directed health care insurance products and services. Their line of commodities includes medical, pharmaceutical, dental, behavioral health, group life, long-term care, and disability plans, and medical management capabilities. </p>
<p><a href="http://www.aetna.com/about-aetna-insurance/aetna-corporate-profile/facts.html">Aetna, a Fortune 100 company</a>, is dedicated to helping people obtain health and financial security by offering health care, pharmacy, dental, group life, long-term care insurance and employee benefits through employer-paid insurance and benefit programs and through Medicare. Its services reach a consumer network of 18.9 million medical members, 14 million dental members and 11 million pharmacy members, while utilizing an extensive network of more than 952,000 health care professionals, 539,000 primary care doctors and specialists and 5,000 hospitals to provide its benefits across its members. As of 2008, it has a reported 35,258 members in its workforce. Aetna’s widespread presence targets small, mid-sized and large multi-site employers and reaches all 50 of the states in the U.S.</p>
<p><a href="http://www.freebase.com/view/en/aetna">Aetna</a> has seen growth in its operations in recent years with increasing trends in revenues, from $1.1 billion in 2005 to $27.6 billion in 2007, and finally to $31 billion in 2008. </p>
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		<title>How To Pay For Treatment</title>
		<link>http://www.medicalcontent.net/2010/02/how-to-pay-for-treatment/</link>
		<comments>http://www.medicalcontent.net/2010/02/how-to-pay-for-treatment/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:19:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Insurance Profiles]]></category>
		<category><![CDATA[health insurance]]></category>

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		<description><![CDATA[This question has challenged national governments, public policy shapers, parents, and many others. ]]></description>
			<content:encoded><![CDATA[<p>With the various treatments available, the question then becomes how to pay for them. This question has challenged national governments, public policy shapers, parents, and many others. Some nations, such as Canada, have adopted national, socialized healthcare. In the United States, healthcare provision consists of mixture of government provided social services and private payer plans. Depending on socioeconomic status and age, the US government provides either Medicare or Medicaid in an effort to provide healthcare to those who cannot afford it. Otherwise, employers generally include healthcare benefits as part of the compensation package for employees.</p>
<p><strong> Plan: </strong> Blue Cross Blue Shield Association serves as the trade association for independent, locally operated Blue Cross Blue Shield companies which provides <a href="http://www.bcbs.com/about/"> health insurance </a> to its customers.</p>
<p><strong> Why important: </strong> The thirty-nine Blue Cross and Blue Shield companies have provided millions of families with quality <a href="http://www.bluecross.com/"> affordable health insurance </a> for over seventy years. The organization and its affiliated companies serve as one of the twenty largest employers in the U.S. and provides healthcare coverage in all fifty states as well as the District of Columbia and in Puerto Rico.</p>
<p><strong> Additional information: </strong> Blue Cross Blue Shield maintains headquarters in Chicago, with offices in Washington, D.C. and employs over 880 people.</p>
<p><strong> Plan: </strong> Medicare/Medicaid, the federally sponsored and funded <a href="http://www.cms.hhs.gov/"> healthcare programs </a> available to certain low income individuals, families, and elderly under federal and state law.</p>
<p><strong> Why important: </strong>These programs provide the means for those who would typically lack access to health care,  a minimum standard of <a> health care access </a>. Eligibility determinants include age, pregnant or not, disabilities, blind, aged, income and resources, and citizenship/immigrant status. These determinants can vary from state to state.</p>
<p><strong> Additional information: </strong> Some states also have “State-only” programs that can provide <a href="http://www.cms.hhs.gov/MedicaidGenInfo/"> medical assistance </a> to poor persons who do not qualify for Medicaid.  These programs do not draw from federal funding.</p>
<p><strong>Plan: </strong> Insurance Technologies provides the <a href="http://www.insurancetechnologies.com/"> insurance industry with software solutions </a>, through both products and services, leveraging its insurance industry knowledge and delivering software and technology to its clients.</p>
<p><strong> Why important: </strong> Insurance Technologies provides insurance companies with point-of-sale <a href="http://www.insurancetechnologies.com/Products/Products_overview.shtml"> software to help insurance companies </a>communicate how their health insurance offerings are understood, quoted, illustrated, and sold. The software provides the tools necessary to perform needs analysis, asset allocations, and create illustrations, hypotheticals, generate forms, and process applications.</p>
<p><strong> Additional information: </strong> ForeSight Mobility serves as Insurance Technologies’ flagship product and enables users to concentrate on their core competencies – providing and distributing insurance plans that can make healthcare affordable for the American worker.</p>
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